Zurich "Healthcare Plan"

MedicaLife 210

Your life is always precious, especially to your loved ones. It's a sad reality but life can be changed forever through a freak accident, a sudden heart attack or a dread disease. Its effects can be devastating, especially on your family! So, don't let yourself be caught unprepared for these sudden mishaps.
Protect yourself against the rising cost of medical treatment with MedicaLife 210.

Benefits

This is a guaranteed renewal policy up to age 80. MedicaLife 210 is a standalone Hospitalisation & Surgical policy with 4 plans available for the Insured. It prepares policyholders for costly medical expenses with high lifetime limit - as high as RM 1,200,000.
The Insured will be provided with a MedicaLife 210 Medical Card to facilitate hospital admission. The Medical Card is accepted by a panel of quality hospitals nationwide.
The Insured will also get to enjoy international assistance programs with MedicaLife 210. The services offered are International Medical Assistance, Travel Assistance, Car Assistance and Home Assistance.

Schedule of Benefit

PLANS	PLAN 1	PLAN 2	PLAN 3	PLAN 4
BENEFITS	RM
Overall Annual Limit	50,000	100,000	150,000	200,000
Overall Lifetime Limit	300,000	600,000	900,000	1,200,000
Out-Patient Kidney Dialysis Treatment Lifetime Limit	50,000	150,000	225,000	300,000
Out-Patient Cancer Treatment Lifetime Limit	75,000	200,000	300,000	400,000
	LIMIT
HOSPITAL BENEFITS
Hospital Room & Board (Max. 200 days per annum)	120	180	260	350
Intensive Care Unit (Max. 60 days per annum)	As Charged (Subject to Reasonable and Customary Charges)
Hospital Supplies & Services
Surgical Fees
Anaesthetist Fees
Operating Theatre
Pre-Hospital Diagnostic Tests (Within 60 days prior to admission)
Pre-Hospital Specialist Consultation (Within 60 days prior to admission)
In-Hospital Physician Visit (Max. 200 days per annum)
Post Hospitalisation Treatment (Within 60 days from discharge)
OUT-PATIENT BENEFITS
Emergency Accidental Out-Patient Treatment (Within 72 hours and follow-up treatment to a max. of 31 days)	As Charged (Subject to Reasonable and Customary Charges)
Out-Patient Physiotherapy Treatment (Within 90 days from discharge/ surgery)
Out-Patient Kidney Dialysis Treatment
Out-Patient Cancer Treatment
OTHER BENEFITS
Ambulance Fees (Max. per disability)	300	400	500	750
Daily Cash Allowance at Government Hospital (Max. 200 days per annum)	50	60	75	85
Home Nursing Care (Max. per disability)	500	750	1,000	1,500
Insured Child's Daily Guardian Benefit (Max. per disability)	200	250	300	400
Medical Report Fees (Max. per disability)	100	120	120	120
Government Service Tax	As Charged

Who is Eligible?

You can be insured with MedicaLife 210 if you are between 0 (30 days) and 59 years old (age last birthday).